An overdraft provides a standby line of credit where interest is charged only on the amount used. Overdrafts can be offered against deposits or liquid financial instruments, preserving the underlying collateral.

Demand loans are short-term advances to meet working capital needs. They are repayable on demand, may be reborrowed at the bank’s discretion, and suit seasonal or temporary cash requirements.

RCF is a committed facility for a fixed period that allows multiple drawings and repayments. It supports ongoing working capital needs and can be structured for tenures from months to several years.

Term loans meet medium and long-term requirements for capex or expansion. These non-revolving facilities have fixed expiry dates, and interest can be fixed or linked to a market benchmark.

Factoring converts accounts receivable into cash. With recourse financing, you remain liable if debtors default. Without recourse, the receivables are purchased outright, shifting the credit risk to the bank.

Business Loans from ICICI Bank Bahrain include foreign currency and structured lending solutions designed to support corporate growth, working capital needs and cross-border financing across various tenors and structures.

These loans are best suited for corporates seeking short- to long-term funding, asset-backed financing, cross-border borrowing or customised solutions aligned with their cash flows and expansion plans.

ICICI Bank Bahrain offers Corporate Finance, Structured Finance and Syndicated Loans, covering options such as working capital facilities, asset-linked funding, ECBs and large-ticket multi-lender loans.

With strong international presence, regulatory expertise and global banking networks, ICICI Bank Bahrain helps businesses access foreign currency loans and navigate ECB and compliance requirements efficiently.