Bahrain - Frequently Asked Questions
Savings Account
What is the minimum balance required to open a savings account?
The minimum average monthly balance required is BHD 20.
What are the documents required to open a savings account?
Latest ID documents, Income proof, address proof etc. are required. For latest list, please click here.
How do I get my Debit card? Are there any charges?
Debit card is issued automatically upon account opening free of charge. For latest charges, please click here.
What is the maximum cash withdrawal with any ATM at any time?
BHD 1000
Call Account
What is the minimum balance required to open a call account?
NIL average monthly balance
What are documents required to open a call account?
Latest ID documents, Income proof, address proof etc. are required. For latest list, please click here.
Do I get a Debit card or chequebook for call account?
No
What currencies can I open a call account?
Multi-currency options are available (BHD, USD, GBP, EUR, AED, etc.) as offered by ICICI Bank Bahrain.
Current Account
What is the minimum balance required to open a current account?
The minimum average monthly balance required is BHD 100.
What are the documents required to open a current account?
Latest ID documents, Income proof, address proof etc. are required. For latest list, please click here.
Do I get a debit card or chequebook for current account?
Yes, both are provided.
Are there any charges related to current account?
For latest charges, please click here.
Online Remittances (Money Transfer to India)
What is “Remittance”, on internet banking?
It is the facility to transfer funds from Bahrain to India via ICICI Bank, Bahrain’s Retail Internet Banking.
Who can use Remittance Facility?
ICICI Bank Bahrain branch account holders.
What do I need to do in order to use this facility?
You need to have an account with ICICI Bank, Bahrain branch in order avail this facility.
Can I transfer funds to any other bank in India?
Yes, you can transfer funds to both ICICI Bank, India account and any other bank account in India.
How do I register a new beneficiary?
Select the option International Fund (Send Money) register by entering beneficiary details (name, account number, IFSC code, address) via Internet Banking.
Who can be registered as a beneficiary for Remittance?
Any valid Indian individual bank account holder.
When can I start transferring money?
Once beneficiary is activated/confirmed (maximum within 24 hours).
What’s the limit for transferring money to India?
There is a limit of maximum BHD 4999, per transaction and Daily Maximum limit of BHD 20,000.
How can I track my money transfer to India?
You can track the request through transaction history feature on internet banking and SMS/email confirmation.
Are there any charges or deductions in India for making a Remittance?
For latest charges, please click here.
What will be the exchange rate that will be applicable when I transfer money?
The rate displayed at the time of transaction.
Can I transfer funds in any other currency other than Indian Rupees (INR)?
No, we allow only INR remittance through this option.
Whom shall I contact for more details?
You may contact our Branch, Limited Service Centers or Call Center for any assistance. Please click here to get details.
Branch-Based Remittances
Who can avail of branch-based remittances from the Bank?
ICICI Bank Bahrain branch account holders.
How do I apply for the Service?
Beneficiary to be registered with the Bank, to initiate the remittance request.
How is the exchange rate calculated for a transaction?
Based on prevailing exchange rate offered by the bank at time of transaction.
What are the various available modes of disbursal offered under this Service?
Wire transfer and Direct credit.
Is there a limit on the amount of money that can be remitted?
There is not a limit for the transaction initiated from the branch. Terms & Conditions may apply.
In which currencies can I deposit funds for remittance?
You are allowed to deposit BHD currency in Savings and Current Account. Other Currencies like USD, GBP, EUR, AED etc are available in Call Account, which allows only bank to bank transfer and cash deposit is not allowed.
What if the transaction is rejected?
Customer is notified and funds are returned or reiniatied with correct beneficiary details.
Where can I raise my concerns and complaints about the Service offered by the Bank?
At the branch or via ICICI Bahrain helpline +973 80004877 (from Bahrain) +973-17576161 (from outside Bahrain) or email us at bahrain@icicibank.com.