ICICI Bank ICICI Bank

BEST FOR

Everyday savings, easy access and attractive interest earnings

  • Real time fund transfers

  • Bill payments in Bahrain

  • Low cost transactions

  • Secure IBAN based transfers

About EFTS

FAWRI+ Transfers

FAWRI+ enables near real time IBAN to IBAN transfers up to BHD 3,000 per account per day. Funds are credited within 30 seconds and the service operates 24x7 across Bahrain.

FAWRI Transfers

FAWRI supports larger value payments without transaction limits and follows the Central Bank of Bahrain settlement schedule. Customers can set up future dated transfers up to 14 days.

FAWATEER Bill Payments

FAWATEER provides a single view of all registered billers and enables immediate or scheduled bill payments for utilities, telecom services, and more.

Security & IBAN Requirements

All EFTS transfers require a valid IBAN. Incorrect IBAN details may lead to rejection or incorrect credit. Transactions from dormant or frozen accounts are declined.

Customer Support & Safety

Customers should ensure devices are protected from malware and report unauthorised transactions immediately. EFTS notifications are sent via SMS for all credit and debit updates.

FAQs

What is EFTS service?

EFTS is Bahrain’s national payment system that allows customers to transfer funds in BHD and pay bills through FAWRI, FAWRI+, and FAWATEER.

Who can use EFTS?

All individuals and businesses with a valid IBAN in Bahrain can use the service.

What are the benefits?

Fast transfers, low cost transactions, bill payments, and secure IBAN based processing

Is FAWRI+ available 24x7?

Yes, FAWRI+ is available round the clock via online banking.

What are the charges?

FAWRI+ up to BHD 100: NIL

FAWRI+ above BHD 100 to BHD 3000: up to 100 fils

FAWRI other payments: up to 100 fils

FAWATEER: NIL

*All charges are exclusive of VAT