ICICI Bank ICICI Bank

BEST FOR

Businesses seeking specialised funding solutions aligned with cash flows, assets or revenue streams

  • Solutions backed by ICICI Bank’s leadership in structured finance

  • Access to expertise across securitisation and structured financing

  • Support for large, complex or customised transactions

  • Flexible structures designed around specific assets or receivables

About Structured Finance

What is Structured Finance?

A customised financing approach that links lending to the value or earning capability of specific assets or receivable streams.

What is Securitisation?

A process where existing or future receivables are sold with or without recourse, supported by collateral structures and repayment profiles that follow the cash flow of the underlying assets.

What types of assets can be securitised?

ICICI Bank has experience across oil and gas receivables, road toll receivables, mortgage receivables, auto and commercial vehicle loans, consumer loans, lease rentals and corporate loan receivables.

What is Structured Financing used for?

It supports bespoke requirements such as investment monetisation, vendor and dealer funding, transporter financing and other purpose built arrangements.

FAQs

What is the difference between securitisation and structured financing?

Securitisation focuses on selling receivables to raise funds, while structured financing links borrowing to the value or revenue capacity of a specific asset.

Do I need collateral?

Recourse mechanisms may include over collateral, cash collateral or third party credit support depending on the transaction.

What information is required?

Details of receivables or underlying assets are typically required, but final requirements depend on the structure selected.

Who structures the solution?

Solutions are developed by the Bahrain team with support from specialised professionals in India.

Disclaimer

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